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Avant-Edge™ Advantage


Avant-Edge™ Advantage

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A win-win for both employees and employers with no additional cost via expense reduction.

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  • Avant-Edge™ Advantage provides nearly 100 health/wellness-related pre-tax employee benefits, including a Universal Life Insurance policy, at no incremental cost due to an IRS, DOL, and DHS-approved program. These wellness benefits help facilitate employee recruitment and retention.
  • 25% to 50% reduction in workers’ compensation expense by one of 18 highest-rated A.M. Best workers’ comp insurers resulting from the wellness program and elimination of broker fees via its captive managing underwriter.
  • Reduced company (and employee) FICA/FUTA payroll taxes provided for pre-tax benefits under the tax code.

Unlock Unprecedented Savings For Your Company Preview

Save 25-50% on Workers' Comp Costs, Premium and Claims

Employer Benefits

  • The average yearly premium per employee is $1,500 The average death benefit amount per employee is $100,000 The premium and the death benefit are provided to your employees at NO OUT-OF-POCKET COST
  • Incentivized Risk Management Tools
  • Comprehensive Market Shopping
  • Comprehensive Claims Mgmt
  • Fully Insured or Self Insured
  • Correct Risk Class

Employee Benefits

  • Guaranteed Issue
  • No physicals or blood work
  • Accumulates cash value
  • Guaranteed 3% interest rate loan and withdrawal options
  • Convenient payroll deduction
  • Take your portable, flexible policy with you.
  • Peace of mind knowing your loved ones will be taken care of.
  • Premium paid for out of FICA tax savings.
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Fill in the form below and we will get back to you to find out if your business qualifies!

  • How Can We Help?

“…..With humans this is impossible, but with God all things are possible.”

Matthew 19:26